The global financial crisis has had a dramatic impact on the Australian business environment. Gone are the days of highly leveraged companies being the darlings of the share market. Risk is back and the new world has an aversion to risk. The rules of the game have changed. The most significant change has been a return to fundamentals. Good businesses are now recognised as those that have low debt, strong cash flow and a clear focus on risk management. These business basics - which have been ignored by too many for too long - have returned with a vengeance. This guide provides small businesses with advice and tips on how to manage cash flow and develop effective risk management strategies, particularly for credit assessment. In this book you will find information that is used by some of the world's largest companies that rely on Dun and Bradstreet for credit risk assessment and cash flow management. The strategies and tactics of these big organisations don't have to be a secret and don't have to be difficult to implement. Small businesses can follow the same principles and rules and apply them to their own business environment.

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